At Trucks For Less, we understand that not every business or contractor has the capital to purchase a work truck outright. That’s why we offer flexible lease-to-own and traditional loan financing options. Whether you prefer the potential ownership benefits of a lease-to-own arrangement or the straightforwardness of a traditional loan, we’ll work with you to find the financing solution that best suits your budget and business goals.
Contact UsWe know the process of applying for financing can be a headache. That’s why we’ve streamlined the financing process to get you behind the wheel faster than ever. We’ll work with you to find the best loan, snag a competitive rate, and get you working in no time. We’ve got the right tools to get financing done so you can focus on what’s important—your business.
From simple applications to lightning-fast responses, we’re all about making this easy. Because let’s face it, you’ve got work to do. Trust our experts to get you approved and behind the wheel of your new work truck without the hassle. We won’t let you down.
Visit us in person, call us, or reach out online to start a conversation. We’ll help you select a work truck that meets your needs and guide you through the next steps.
We’ll provide you with a financing application. Complete the form, providing us with some basic information about yourself or your business, and we’ll handle the rest.
Working with our financing partners, we’ll provide you with lease-to-own and/or traditional loan options and help you choose the best one for your financial needs.
Once you’ve selected financing options, you’ll be asked to sign your financing agreement. Once the paperwork is complete, you’ll be able to get to work in your newly owned truck!
At Trucks For Less, we’re more than just a dealership. We’re committed to helping you find the perfect work truck and obtaining the financing that makes it possible. We know that time is money, and getting you on the road as quickly and efficiently as possible is our priority. We’ll guide you through every step of the process, from exploring loan options to finalizing your agreement. Ready to get behind the wheel? Call us to get started today!
We offer flexible lease-to-own and traditional loan financing options. Whether you’re looking for a long-term ownership solution or a flexible lease-to-own arrangement, we’ll help you find the best option for your budget and business needs.
Lease-to-own financing allows you to make monthly payments while using the truck, with the option to own it at the end of the term.
Traditional loans provide direct ownership, with monthly payments toward the truck’s full cost.
The financing process can be as quick as 24 hours or up to a week, depending on the lender’s documentation requirements.
While a higher credit score may help you secure better rates, we work with financing partners who can assist individuals with a range of credit histories. Contact us to explore your options.
Most vehicles require a down payment between 0% and 50%, depending on credit, borrowing history, length of time in business, and other factors. Contact one of our experts to discuss your options.
If you are unable to secure financing through Trucks For Less, you still have the option to purchase a vehicle with cash or through alternative lending sources.
To prequalify, you’ll need to provide government-issued ID and agree to have your credit score pulled—this won’t affect your credit rating. You’ll then receive an estimate of how much you may be eligible to borrow, and the terms of the loan. The estimate is not a guaranteed loan amount.